/use-cases · fix & flip
From acquisition to exit in one chat.
Short-term financing for investors who buy distressed properties, renovate them, and sell at market value. The most operationally complex loan type in private credit — ARV estimation, rehab budgets, draw schedules, BPO vs. appraisal selection, and time-sensitive closings all need to land in the right order.
/how-antal-handles-it
What the AI agents do for fix & flip.
- Pulls comps and estimates ARV before the borrower finishes the application
- Validates rehab budget against property condition and local costs
- Coordinates BPO, appraisal, title, and insurance in parallel — not sequentially
- Manages construction draws and milestone inspections through the same chat
- Auto-issues term sheets when the deal fits your encoded guidelines
Typical terms
Loan range$100K – $2.5M
LTCUp to 92.5%
LTARVUp to 75%
Rehab financingUp to 100%
Rate8.9 – 9.9%
Term6 – 24 months
Terms vary by lender guidelines. Your agents enforce your credit box.
Typical borrower
Experienced flippers, BRRRR investors, self-employed entrepreneurs who qualify on the deal, not their W-2.
/why-it-matters
Fix & flip is where Antal started — and why we built the platform. If the agents can run the hardest loan type in private credit end to end, everything else composes upward.