The AI loan officer
    for real estate
    investors.

    Type an address. Our agents pull the data, collect your loan docs, and build your file to the lender's guidelines — all before the coffee's cold. One hundred programs, one file, minutes to pre-approval.

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    • ~30s to qualified
    • Soft pull · no credit hit
    • No junk fees
    5:31
    H

    Hana · AI Loan Officer

    ● online

    Matched to the
    top programs.
    Lender-ready file.

    An AI loan officer checks 100+ programs against your deal, surfaces the ones with real appetite, and guides you through every doc until the file matches the lender's guidelines. You pick the program. A licensed desk signs off before anything ships.

    01

    Drop an address.

    Our AI sizes the deal in seconds — ARV, leverage, comps, and program fit.

    02

    Matched to the right programs.

    We check 100+ lender programs against your deal profile and surface only the ones with real appetite. You pick.

    03

    Guided. Verified. Lender-ready.

    The agent walks you through every doc and verifies each one against the matched lender's guidelines — so underwriting has nothing to ask. A licensed officer signs off before anything ships.

    Programs checked

    100+

    Time to full file

    15 min

    Time to term sheet

    2 hrs

    Human-reviewed

    Every file

    /meet your AI loan officer

    Hana runs your file.
    Always on.

    Hana is the AI loan officer built for fix-and-flip files. She works on your file 24/7 — sizing the deal, matching programs, guiding doc collection, and verifying every piece against the matched lender's guidelines. A licensed US desk signs off before anything ships.

    Hana MoriOnline · 24/7

    ● Your AI officer

    Hana Mori

    AI Loan Officer · Antal

    Trained on
    50,000+ closed Fix-and-Flip files
    Product focus
    Fix-and-Flip · Bridge · DSCR · New Construction

    Hand Hana a property

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    No credit pull. Direct line & email on your dashboard.

    Sizes the deal

    Pulls comps, models the ARV and rehab band, and sanity-checks your inputs in seconds.

    Matches the right programs

    Checks 100+ lender programs against your deal profile and surfaces the ones with real appetite.

    Guides every doc

    Walks you through each requirement and verifies it against the matched lender's guidelines.

    Drafts your term sheet

    A term sheet that actually holds at closing — issued in hours, not weeks of waiting while no one underwrites your file.

    ● Human in the loop

    A licensed US desk signs off every term sheet and document before it ships.

    Meet the team

    Size the deal in seconds.

    arv.target

    After Repair Value

    $300,000

    $100k$50M

    deal.purchase

    Purchase Price

    $160,000

    $10k$20M

    deal.rehab

    Renovation Budget

    $80,000

    $10k$5M

    hold.months

    Holding Period

    6 mo

    6 mo12 mo

    deal.downpct

    Down Payment

    10%

    7.5%35%

    ● Deal Verdict · LTARV

    Cleared

    74.7%

    Clean under the 75% ceiling. Program-eligible.

    Loan · 90.0% LTC

    $224,000

    All-in cost

    $240,000

    Monthly I/O

    $1,773 /mo

    Down · 10.0%

    $16,000

    Soft pull · no credit impact

    Assumptions · rate 8.9–9.9% · up to 92.5% LTC (down payment 7.5–30%) · up to 100% rehab financed · max 75% LTARV · 6–12 mo term · origination 2.5% ($1,500 min) · closing costs modeled on HUD-1 (lender, title, recording, prepaids) · illustrative only

    ● Live
    FUNDED · Austin TX · $412k · Fix & Flip · 4dCLEARED TO CLOSE · Tampa FL · $287k · Fix & FlipMATCHED · Phoenix AZ · $625k · Bridge · 7 lendersFUNDED · Troutville VA · $328k · Fix & Flip · 8dTERM SHEET · Denver CO · $741k · New ConstructionFUNDED · Nashville TN · $355k · DSCR · 3dPRE-APPROVED · Miami FL · $890k · BridgeIN UNDERWRITING · Dallas TX · $520k · Fix & FlipFUNDED · Austin TX · $412k · Fix & Flip · 4dCLEARED TO CLOSE · Tampa FL · $287k · Fix & FlipMATCHED · Phoenix AZ · $625k · Bridge · 7 lendersFUNDED · Troutville VA · $328k · Fix & Flip · 8dTERM SHEET · Denver CO · $741k · New ConstructionFUNDED · Nashville TN · $355k · DSCR · 3dPRE-APPROVED · Miami FL · $890k · BridgeIN UNDERWRITING · Dallas TX · $520k · Fix & Flip

    Recent closings.

    Real files funded through the stack.

    Fast Close

    Austin, TX

    $412,000

    Loan Type
    Fix & Flip
    Property
    SFR · 3BR/2BA
    Time to Close
    4 days
    Fast Close

    Tampa, FL

    $287,500

    Loan Type
    Fix & Flip
    Property
    SFR · 4BR/2BA
    Time to Close
    3 days

    Denver, CO

    $741,000

    Loan Type
    New Construction
    Property
    SFR · 4BR/3BA
    Time to Close
    5 days

    Deals shown are representative of typical funded transactions. Loan amounts, property details, and timelines have been anonymized. Past performance does not guarantee future results.

    Questions,
    answered.

    The five things you'd otherwise Google before handing over an address.

    Drop an address.
    We do the rest.

    Address to wire in under a week. One file, one named officer.

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    No credit pull until you choose to proceed.